The Equifax Q2 2025 Consumer Credit Report shows that unsecured credit demand is continuing its upward trend, while secured credit demand grew at a more modest pace, driven by a steady 4.9% increase in mortgage applications.
Read more
The construction sector’s reputation has rallied over the past 12 months, but consumers report growing concerns that builders will cut corners to reduce costs or deliver homes faster as housing supply targets put pressure on the industry.
In today's dynamic financial landscape, the digital channel isn't just an option—it's the primary battlefield for attracting and retaining customers. Lenders with robust online solutions are keenly aware that success hinges not only on competitive rates but also on delivering an exceptional, frictionless digital experience. Consumers expect speed, transparency, and certainty, and anything less can lead to abandonment.
You have a complex, multi-step problem to solve. Perhaps it's diagnosing the potential risk associated with taking on new debt or optimising your credit model for changing macroeconomic factors.
Unleashing the transformative potential of AI was the core theme of our recent Equifax Innovation Day. The event explored how AI is reshaping risk, resilience, consumer experience and growth, offering a unique opportunity to share ideas, network with peers and confront the challenges presented by the exponential pace of AI innovation.
Equifax becomes the official provider of Developer Rating Scheme Services for the Department of Climate Change, Energy, the Environment and Water
Data quality is a crucial element of effective risk management. Yet, credit decisions are routinely made with data that is inaccurate, duplicated, poorly compiled, incomplete or dated.
Understanding the criteria for a favourable iCIRT 'Conduct' assessment.
An iCIRT rating recognises the multifaceted elements that distinguish high-trust property development and construction companies. But what does this look like in practical terms?
Consumer confidence undercut by creeping debt as amount owed by some Australians increases
Economic uncertainty contributes to subdued business growth, while insolvencies hit a five-year high
